Sharia SMILES

Equity Products for every Investor

Sharia SMILES: Systematic Investment Plan for Ethical Wealth Creation

Experience faith-aligned disciplined investing with Sharia SMILES, Vivekam’s monthly SIP option within Sharia Growth. Designed for those who wish to build wealth consistently, Sharia SMILES combines the power of systematic, Sharia-compliant investing with the flexibility of a starting commitment as low as ₹5,000 per month.

Sharia SMILES
Sharia Smiles

Transparent Pricing Structure

  • Minimum commitment: ₹5,000 per month for SIP investments.
  • All investment holdings remain in your name.
  • Management fee: Transparent and competitive, aligned with Sharia guidelines; full details provided at onboarding or on request.
  • No hidden charges: Upfront disclosure of fees and exit implications.

Sharia SMILES: Features That Set Us Apart

1. Sharia-Compliant, Systematic Investing

Each monthly contribution is allocated only to stocks screened and approved by TASIS Mumbai, excluding non-compliant sectors and prioritizing ethical wealth creation.

2. Data-Driven, Ethical Stock Selection

Your SIP is invested in fundamentally strong companies selected through proprietary analytics, blending sharia rules with proven financial growth factors.

3. Active Portfolio Monitoring and Quarterly Reviews

Sharia SMILES portfolios benefit from regular reviews to maintain compliance and adapt to market changes—mirroring the diligence of Sharia Growth.

4. Real-Time Alerts and Transparent Reporting

Track your investments effortlessly via the Vivekam app with real-time notifications on portfolio updates and compliance status.

5. Flexible, Accessible wealth building 

Begin with just ₹5,000 per month; pause, increase, or adjust contributions to suit your financial journey—all while maintaining ethical investing discipline.

Why Invest in Sharia SMILES ?

Sharia SMLIES offer several distinct advantages:

  • Sharia Compliance:
    All investments strictly comply with Sharia principles and are approved by reputed independent boards.

  • Consistent Wealth Building:
    Start small and grow steadily through a disciplined, monthly contribution plan.

  • Transparency Communication:
    Receive clear, regular reports and real-time portfolio updates to keep you informed.

  • Specialized Advisory:
    Benefit from expert advice tailored to your ethical and financial goals.

Who Should Invest?

Sharia SMILES SIP is ideally suited for:

  • Individuals seeking faith-based, disciplined wealth building.

  • Young professionals, families, and retirees who prefer small, regular investments

  • Anyone seeking transparency, direct ownership, and real-time updates

  • Investors seeking a convenient, hands-free approach to long-term portfolio growth through automated monthly contributions.

Sharia SMILES vs. Traditional SIPs

Investment Approach Sharia SMILES (SIP) Traditional SIPs
Portfolio Type
Sharia-compliant stocks
Broad-based funds
Ownership
Direct stock ownership
Units of pooled fund
Review Frequency
Active monthly & quarterly review
Semi-annual or annual
Communication
Real-time transparent updates
Delayed reporting
Investment Logic
Proprietary Sharia investment logic
Fund manager discretion
Exit Strategy
Clearly defined, investor-driven
As per fund manager

Unlike most Conventional SIP plans, Sharia SMILES offers and ethically focused portfolio, full transparency and direct control – enabling smarter, faith-aligned and systematic wealth creation.

Frequently Asked Questions (FAQ)

Sharia SMILES is a systematic monthly investment option under Sharia Growth, allowing investors to build an ethical equity portfolio from just ₹5,000 per month.

Yes, SIP is halal if investments are made exclusively in Sharia-compliant stocks.

Yes, Investors have flexible control to adjust, pause or increase monthly contributions.

Every SIP installment is invested in a carefully selected basket of Sharia-compliant stocks, monitored daily and reviewed quarterly.

Yes, all holdings remain directly owned by the investor.

Ready to transform your financial journey?

Act now—invest in Sharia Smiles and join a community of investors who prefer stability, insight, and growth over noise and speculation.

For detailed terms, fee disclosures, and to start your personalized Sharia Smiles investment experience, click “Invest Now” or contact our advisory team today!