Terms and conditions

Terms and Conditions


All content and functionality on the Site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is the exclusive property of ViVekam Financial Services or its licensors. All rights not expressly granted are reserved.


Any investment options or services discussed in this Web site involve significant risk as in any investment. This information is neither an offer to sell, or a solicitation of an offer to buy any of these services or products. For more complete information, please read the offering carefully before you invest or take any advice from us.

The terms and conditions here are for use of the ViVekam.co.in website and pages accessible there from, hereinafter referred to as the “Site” and the services and products contained within. By using the Site or downloading information from the Site, the user (You) agree to the terms and conditions listed here. This Agreement applies to users(s) if users(s) are visitors, registered – Demo or Paid user(s) who access the website for any purpose. It also applies to any legal entity which may be represented by you.

Any testimonial(s) contained herein or any reference to historical performance herein, does not guarantee indicated results and are not indicative of future performance or success. No compensation has been paid or received to and from any party regarding any testimonials , articles or claims on this website.


Site accessibility and usage:

ViVekam Financial Services does not guarantee the timeliness, accuracy or quality of the electronic content. The content of the website cannot be copied, reproduced, republished, uploaded, posted, transmitted or distributed for any non-personal use . We reserve the right to terminate the accounts of subscribers/customers, who violate the proprietary rights, in action to necessary legal action. ViVekam Financial Services and its owners/affiliates are not liable for damages (monetary or otherwise) caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operations, computer virus, communications line failure, and unauthorized access to the personal accounts. We are also not responsible for non-receipt of registration details or e-mails. Users shall bear all responsibility of keeping the passwords secure and we not responsible for the loss or misuse of the password.


Third-party web sites:

We may provide links to third-party Web sites, and some of the content appearing to be on this Site is in fact supplied by third parties, for example, in instances of framing of third-party web sites or incorporation through framesets of content supplied by third-party servers. ViVekam Financial Services has no responsibility for these third-party Web sites, which are governed by the Terms of Use and privacy policies, if any, of the applicable third-party content providers.


Payment Gateway:

ViVekam.co.in has entered into a contractual arrangement with HDFC for the payment gateway. We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.


Membership and usage:

ViVekam.co.in provides memberships for Paid users. The features available to different types of users are available in the membership form. On duly filling up the online registration form by the User, ViVekam will establish an account for the User and an E-mail will be sent to the user as per the details provided in the form. Any suspicious account will not be activated till final acceptance by ViVekam irrespective of payment. ViVekam financial services reserves right to deactivate / suspend / restrict / terminate any account in the in the general interest without any prior notice without giving any reason thereof or also on grounds of non-payment, unauthorized use, incorrect incomplete or untrue disclosure of information, objectionable displays or behaviour without any claim for refund. ViVekam.co.in reserves the right to change features/functionalities at any point without prior intimation to users.


Modifications or Updates:

ViVekam.co.in may change, alter, modify, amend or update this agreement from time to time without any prior notification to the users, clients or anyone using our information or services and the terms and conditions of use shall be effective immediately on posting.