Portfolio Management Services
Expert-Led Wealth Growth
Portfolio Management: Strong Portfolios Built on Diversification
Sophisticated investment plans are beyond picking a few companies’ stocks or investing in mutual funds. As the affluence grows, the complexity of making financial decisions also grows. HNIs, professionals, and serious investors normally need a tailored investment plan beyond the run-of-the-mill “one size fits all” strategy characteristic of mutual funds.
This is where the PMS (portfolio management systems) becomes relevant.
At Vivekam Financial Services, we feel that wealth management needs to be scientific, transparent, and tailored to your objectives. This guide takes you through all that you would want to know about PMS–How it functions, its pros and cons, charges, min investment tenets, PMS vs Mutual funds, and why selecting the best portfolio management services in India can make your investment experience smoother.
What is Portfolio Management Services (PMS)?
Portfolio Management Services (PMS) is a qualified portfolio management service provided by SEBI-registered portfolio managers. In contrast to mutual funds, where your funds are combined with the funds of others, PMS provides you with a personalized portfolio in your own name.
Imagine it is paying for a personal financial chef. Rather than receiving the same buffet(mutual funds) that everyone else receives, you are served up a customized meal plan tailored to your taste buds(financial objectives).
What is PMS Investment?
A PMS investment is when you entrust your money to a professional portfolio manager. They purchase and sell stocks, bonds, ETFs, or other investments as per a predetermined plan.
The main advantage? Your investments are unique and tailored exclusively to you, not combined with the hundreds of other investors.
Types of Portfolio Management Services in India
When looking for the best portfolio management services in India, you can locate three main categories:
PMS vs Mutual Fund: What’s the Difference?
One common question is: What is PMS when referring to the stock market, and why is it not a mutual fund?
| Feature | PMS | Mutual Funds |
|---|---|---|
|
Ownership |
Investments in your own name
|
Pooled under a fund house
|
|
Customization |
High-Tailor-made portfolio for you
|
Low-Same scheme for all the investors
|
|
Transparency |
Complete transparency for all the transactions/stocks
|
Restricted to the fact sheets
|
|
Minimum Investment
|
₹50 Lakhs (SEBI Regulation)
|
As low as ₹500
|
|
Control |
High strategy aligned to your goals
|
Limited control
|
In simple terms, PMS gives you exclusivity and personalized strategies that can potentially deliver high returns. But it’s also important to remember that it requires you to commit a larger amount of capital compared to other investment options.
PMS Minimum Investment in India
According to SEBI regulations, the entry point for Portfolio Management Services is ₹50 lakhs. The idea behind this threshold is simple—it ensures that PMS remains a specialized wealth management solution for serious investors with larger capital bases.
If you have investable wealth of ₹50 lakhs or more and are looking for a tailor-made investment experience, PMS could be the right step forward in your wealth journey.
Benefits of PMS Investment
PMS Charges in India
Trust and clarity are key when it comes to costs. Typically, PMS charges include:
- Management Fee – Around 1.5% to 2.5% per annum on your portfolio value.
- Performance Fee – A share of profits (10–20%), but only when your returns cross a set benchmark.
- Other Costs – Custodian fees, brokerage, and audit charges.
At Vivekam, we believe in complete transparency—we make sure you know exactly what you’re paying and why.
Who Should Invest in PMS?
PMS isn’t for everyone. It’s best positioned for:
- HNIs & UHNWIs with ₹50 lakhs+ capital.
- Busy professionals who don’t have the time for active investment management.
- Investors who want more than mutual fund-level diversification and customization.
- Risk-tolerant investors seeking to achieve alpha returns.
Best Portfolio Management Services in India
Here’s how Vivekam PMS differentiates itself:
- Data-Driven Models – Portfolios powered by AI and quantitative research.
- Proven Track Record – Disciplined risk management with consistency in performance.
- Customization – No cookie-cutter approach—every client gets their unique strategy.
- Transparency – Anytime access to your portfolio and complete clarity around trades and holdings.
Why Choose Vivekam PMS?
At Vivekam Financial Services, we offer professional portfolio management tailored to your financial goals. Our data-driven approach and proprietary investment strategies help investors optimize their wealth with minimal risk. Whether you are a high-net-worth individual or an institutional investor, our PMS is designed to deliver superior returns with transparency and discipline.
Data-Driven Investment Decisions
We leverage cutting-edge analytics and AI-driven models to make informed investment decisions. Our proprietary algorithms help us identify high-potential stocks, ensuring a scientific and objective approach to investing.
Risk Management
Our strategies focus on capital preservation while maximizing returns. We implement stop-loss mechanisms, sector diversification, and asset allocation techniques to safeguard your investments.
Customized Strategies
We understand that every investor has unique financial goals. Our PMS offers personalized investment strategies based on risk appetite, financial aspirations, and market conditions.
Transparent & Real-Time Reporting
We provide real-time access to your portfolio performance through an intuitive dashboard, ensuring complete transparency in our investment decisions.
Benefits of Vivekam PMS
- Professional Expertise – Managed by seasoned financial experts with decades of experience.
- Superior Returns – Strategies designed to outperform the market with data-backed decision-making.
- End-to-End Portfolio Management – From stock selection to performance tracking, we handle everything.
- Personalized Investment Plans – Tailored to suit your risk profile and financial objectives.
OUR Approach
| Parameter | Details |
|---|---|
|
Investment Universe
|
NSE-listed large-cap companies (market cap > ₹10,000 crores)
|
|
Typical Portfolio Size
|
10–20 high-quality stocks diversified across key sectors
|
|
Minimum Investment
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₹50 lakhs (as per SEBI PMS guidelines)
|
|
Portfolio Style
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Data-driven, actively managed, large-cap focused
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|
Rebalancing Frequency
|
Continuous monitoring and quarterly review
|
|
Transparency |
Real-time portfolio visibility, detailed reporting dashboards
|
Strategy Highlights
- Blue-Chip Focus: Invests only in fundamentally strong, well-established companies with proven business models and robust governance standards.
- Data-Driven Selection: Utilizes Vivekam’s proprietary analytics and research models to identify opportunities offering the best risk-adjusted potential.
- Diversification & Risk Control: Sectoral caps, stop-loss mechanisms, and systematic performance reviews reduce volatility and safeguard capital.
- Active Rebalancing: Underperforming stocks are replaced, and idle funds are temporarily parked in liquid instruments until redeployed.
- Transparency & Reporting: Investors receive real-time portfolio access, trade updates, and performance analytics through Vivekam’s dashboards.
Why Choose Large Cap Growth Plus PMS
- Stability with Growth: Ideal for investors seeking capital preservation alongside steady, benchmark-beating returns.
- Expert Oversight: Experienced managers supported by advanced analytics ensure disciplined execution.
- Core Portfolio Fit: Suitable as the foundation of an equity allocation strategy for HNIs, family offices, and professionals preferring direct stock ownership over pooled funds.
- Fully Transparent: Clear view of holdings, trades, and portfolio performance at all times.
Use-Case
For investors aiming to outperform traditional large-cap benchmarks while maintaining lower downside risk. Large Cap Growth Plus PMS serves as a core equity strategy designed for reliability, transparency, and sustained long-term compounding.
Disclaimer: Portfolio Management Services are market-linked and subject to risks. Past performance is not indicative of future results. Please read all scheme-related documents carefully before investing.
Frequently Asked Questions (FAQs) on PMS Investment
₹50 lakhs, as per SEBI rules.
High-net-worth investors, professionals, or anyone with ₹50 lakhs+ who wants a tailored wealth strategy.
Management fee, performance fee (only if your portfolio does well), and a few ancillary costs.
Personalization, expert management, diversification, transparency, and potential alpha.
Yes, it’s regulated by SEBI. But returns are market-linked—choosing a reputed provider like Vivekam ensures professional handling.
Discretionary (manager decides), Non-discretionary (you approve trades), and Advisory-only.
Because we combine research-backed strategies with client-first service and a strong track record.
Conclusion
In today’s dynamic financial markets, PMS offers a strong edge for serious investors. While mutual funds are ideal for retail investors, PMS is designed for those who want personalized solutions, greater transparency, and the potential for superior long-term returns.
At Vivekam Financial Services, we’re committed to helping you grow and protect your wealth with strategies built on data, discipline, and trust.
👉 If you’re ready to elevate your wealth journey, let’s start a conversation today.